Frequently asked questions

The EasySwipe Cash Discount Program is a way for you the merchant to offset your merchant service fees without increasing your overall rates. It is a method of passing a service fee to all customers while giving a discount to those who pay with cash.

Just about any business that accepts credit cards can benefit from EasySwipe. From auto repair shops and daycare centers to retail establishments and professionals like doctors, lawyers, dentists and accountants, EasySwipe can put more money in your pocket every month — a lot of it!

This is the fun part. We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff. You’ll also receive a great gift while supplies last.

Just give us a call and one of our representatives will help you get started. Unfortunately, our representatives are unable to accept really expensive gifts, so a simple “Thanks for your help!” will suffice.
Call us at 888-50-SWIPE.
Welcome to the EasySwipe family of smart merchants who are saving money every day!

We have a 100% satisfaction guarantee. If for any reason you want to stop using Cash Discount Program, we will immediately change you back to traditional interchange pricing. We got you covered!

Recent study states that 80% of consumers wouldn’t think twice about the service fee 39 cents on a $10 purchase for the convenience of using their credit card rather than carrying cash. Everyone has also fell accustomed to the standard $2-$5 ATM fees and whats great is the EasySwipe Cash Discount Program is actually cheaper than those ATM fees. The EasySwipe Cash Discount Program is a way for you the merchant to keep your standards and quality up without having to raise prices, most of your consumers will understand and be ok with it.

EasySwipe is new, yet thousands of merchants are already using EasySwipe, and more are signing on every day. Gas stations have been using this program in the US for over 15 years. In addition, many national, state and local governments like the DMV, IRS, Post Offices, Schools and Courts use the cash discount program and new federal regulations now allow merchants to reclaim their fair share of processing fees. Read More

Not at all. We’ve made EasySwipe incredibly easy to order, set up and manage. If you have any questions, just give us a call and one of our super-smart (and very friendly) technicians we mentioned earlier will help you with any questions or concerns.

As Mitchell Katz, spokesman for the Federal Trade Commission, said in May 2011, “The Dodd-Frank Law prohibits a payment card network such as Visa from inhibiting the ability to provide a discount for payment by cash, checks, debit cards or credit cards… neither surcharging nor cash discounting is illegal.”

From NBCNews.com…
Visa, MasterCard in $7.3 billion settlement over credit card fees.
Plaintiffs attorney Martin Lueck, chairman of the executive board of Robins, Kaplan, said the allowed “surcharge” is actually a pro-consumer provision of the settlement. “Really it’s a discount that the merchants are now allowed to offer for the less expensive form of payments,” he said. He also said merchants would for the first time be allowed to disclose how much it costs them to accept credit cards.
– Genaro C.Armas, Associated Press; Geoff Mulvihill, Associated Press; Mark Scolforo, Associated Press
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From Washington Post...
Judge Approves Visa, Mastercard $5.7 billion settlement with retailers.
“It will reduce the fees and overall prices that consumers pay, which is good for merchants and consumers,” said Patrick J. Coughlin, one of the merchants’ attorneys and senior trial counsel at Robbins Geller, Rudman & Dowd. “There will be more transparency in the pricing.”
– Danielle Douglas
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This is not a credit or debit card surcharge program which is not allowed in several states. EasySwipe provides you with a technology that allows you to offer discounts to its customers who chose to pay using cash or check which is allowed in all states.